This note analyzes mortgage stress tests, a macroprudential tool. We find that when mortgage stress tests are applied to all ...

The bottom line is that the mortgage market is a careful balance between a variety of policy objectives and a range of ...

We conduct surveys to study how consumer spending responds to higher inflation expectations. Most respondents spend the same, sticking to fixed budget plans or not considering inflation for spending ...

The Market Participants Survey results are based on questionnaire responses from about 30 financial market participants.

The Bank of Canada said today it has opened the registration period for retail payment service providers (PSPs) that are ...

A healthy mortgage market balances the interests of three groups: Borrowers look for lower payments and greater flexibility, so they may be interested in: Lenders and investors want a good rate of ...

We aim to build confidence in the safety and reliability of payment service providers’ services while protecting end users from specific risks. We’re taking steps to better understand the impacts of ...

We aim to build confidence in the safety and reliability of payment service providers’ services while protecting end users from specific risks. We’re taking steps to better understand the impacts of ...

In 2014, the Bank of Canada reviewed the process it used to select, develop and design the visual content for the Frontiers series bank notes. This work resulted in the development of set of ...